E
Elite Edition

Can you repair a hail damaged roof?

Author

Avery Gonzales

Published Apr 04, 2026

Can you repair a hail damaged roof?

Whether your installation is made from metal, asphalt, slate, clay or concrete, hail damage can alter tiles, shakes and shingles in unique ways. A repair to your roof is in order if you or our roofing team notice signs of damage: Hail may cause sections of slate shingles to crack, chip or come loose.

How do I know if my roof is damaged after a hail storm?

What Does Hail Damage to Your Roof Look Like?

  1. Random damage with no discernable pattern.
  2. Hail hits that are black in color.
  3. Loss of granules, which may expose the roof felt.
  4. Asphalt and/or mat that appears shiny.
  5. Hail hits that are soft to the touch, like the bruise on an apple.

What do you do after a hail storm?

#1 – Call your insurance company immediately after the storm to report the damage and start the claim process. Depending on the company, they may require you to go to a preferred car repair shop on their list. They will most likely send an adjuster to your home or car repair shop.

How long will a roof last after hail damage?

The next time it rains, you’ll probably notice these granules as they wash away into your gutters. This might not sound like a big deal, but even this kind of damage can take five to ten years off of the life of your roof and should be repaired as quickly as possible.

Should you pull over in a hail storm?

Hail falls at fast speeds, and it can cause injury to those in its path. Stop driving and pull to a safe place so hail doesn’t break the windshield or any windows — driving compounds hail’s impact with your car. Stop under an overpass, and don’t forget to pull out of traffic lanes and onto a shoulder.

What size hail does damage?

What size hail causes roof damage? On average, it takes a 1″ or above diameter hail stone to cause damage to common asphalt shingles.

What should I do if I have hail damage to my roof?

The damage causes the roof to break down, and rain leaks begin to come into your home. If you believe that there could be a chance your roof has suffered hail damage, you should have it looked at immediately. Shingles are made so that the granules block the UV of the sun and protect asphalt underlayment.

When to inspect your roof after a storm?

Any storm or wind alone can damage a roof. The sooner you inspect the roof after a storm the better you can avoid leak damage inside your home, which sometimes does not occur until months later. If an insurance claim for your roof is warranted, the documented damage you collected will provide supporting data of your claim.

What happens to shingles when there is Hail?

As the shingles age, the granules fall off over time. As the asphalt is exposed to UV, it dries out the shingle. Hail damage does several things: Accelerates granule loss. Accelerates shingle loss. Voids manufacturer’s warranties. Leads to other associated problems.

Is there Statute of limitations on hail damage?

However, many insurance companies have a “statute of limitations” of how long a hail claim is viable. If you have experienced a loss such as hail damage, it is prudent to take care of the problem in a timely manner before it leads to other associated problems.

The damage causes the roof to break down, and rain leaks begin to come into your home. If you believe that there could be a chance your roof has suffered hail damage, you should have it looked at immediately. Shingles are made so that the granules block the UV of the sun and protect asphalt underlayment.

Any storm or wind alone can damage a roof. The sooner you inspect the roof after a storm the better you can avoid leak damage inside your home, which sometimes does not occur until months later. If an insurance claim for your roof is warranted, the documented damage you collected will provide supporting data of your claim.

How much does it cost to repair hail damage?

The average cost for a hail damage claim can average about $15,000 – which varies based on how long the storm was, the size of the hail and the amount of damage it caused. Generally speaking, most homeowners insurance policies cover damage from hail and wind caused by storms.

Can a home insurance policy cover hail damage?

Generally speaking, most homeowners insurance policies cover damage from hail and wind caused by storms. Coverage can vary, however, for example, manufacturing defects that existed prior to the storm might not be covered under a hail damage claim. Check with your insurance agent about the specifics of your policy.